RELEASE ON RECEIPT - December 22, 2005

Long-Term Care Insurance Video Clip and Guidebook Now Available from Area Expert

Video Introduces Upbeat Guide, Co-authored by Ken Merritt of LTC Financial Partners – Resident of Fayetteville, AR

Fayetteville, AR, December 22 – Will you or a family member need expensive long-term care someday? Almost for sure -- but if you're like most people, you don't want to think about it. But what if, instead, you could envision sailing, travelling, eating out, or pursuing an unfulfilled dream -- things that require money in spite of health setbacks?

That’s the focus of a video clip and guidebook from LTC Financial Partners, the nation's most experienced long-term care insurance brokerage. The guidebook is "Dignity for Life: Facts That Can Protect Your Assets & Quality of Life.” It is co-authored by Ken Merritt of LTC Financial Partners LLC. The video clip, which introduces the guidebook, is extracted from the TV series "Living In Style," which aired in multiple markets earlier this year. Rather than dwelling on depressing dangers, the guidebook and video present the positives of smart planning.

"Americans are living longer than ever," says Merritt, "so we need to make provision for periods of downtime." Health insurance and Medicare are not enough, he points out. Private long-term care insurance is needed to help preserve one's lifestyle and peace of mind. The video poses a cogent question: What if you outlive your money? With improving healthcare, and lifespans extending into the 90's and beyond, that's a real possibility. But, "The future can be bright if you plan right," says Merritt.

The guidebook and video clip are available, free of charge, from Merritt’s organization at 479-444-8834 or -- www.eranova.com/LTCFP-KenMerritt.

Ken Merritt began his career in the insurance industry over 32 years ago, and has focused on long term care insurance for the past 7 years. He has received awards and recognition including the National Quality Award, for 22 years and the National Sales Achievement Award for 20 years. He is a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and a Long Term Care Professional (LTCP). As part of the public education service, Merritt will make himself available to area groups and companies for briefing sessions, after-dinner talks, and lectures. Program chairs may reach him at 479-444-8834.

MEDIA CONTACTS:
Ken Merritt of LTC Financial Partners -- 479-444-8834 - www.eranova.com/LTCFP-KenMerritt
Jonas Roeser of LTC Financial Partners - 425-284-4863
Dick Samson of EraNova Institute for LTC Financial Partners - 973-335-3699 – media@eranova.com

LTC Financial Partners LLC - 2987 N. Quail Creek Drive, Fayetteville, AR 72703

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Photo of Ken Merritt: