RELEASE ON RECEIPT - January 24, 2006

Free Screening for Long Term Care Insurance in California

Takes Only Minutes on the Phone with State-Certified Specialist Barbara Hanson of Felton; Service Also Aids Carrier Selection

Felton, CA, January 24 – Long term care insurance, which protects families from catastrophic loss, may be right for some California residents but not others. How can you tell if it's right for you, a family member, or (if you run a business) your employees? Starting today, a new screening service from state-certified long term care insurance specialist Barbara Hanson promises to give a quick answer -- in as little as four minutes on the phone. Hanson, a Partner of LTC Financial Partners LLC, is an authority on who needs protection, what the benefits and costs are, and which of several carriers best fits an individual's situation. The screening works this way:

The consumer or employer requests a telephone appointment with Hanson, who is well-versed on regulations in California. The by-phone screening process involves three steps:

STEP 1 (about four minutes): Hanson determines which LTC category fits the family member or employee:

• Public assistance (person likely to qualify for Medicaid).
• Self-insurance (person has sufficient means to pay for care out of pocket).
• Private long term care insurance (person needs help to protect assets and lifestyle).

If long term care insurance is indicated, the screening process continues with steps 2 and 3, which explore eligibility, alternative carriers, and policy options including a range of benefits and costs.

STEP 2 (five-plus minutes): Hanson determines whether the person is likely to meet minimum health requirements for insurability. If yes, Hanson helps determine approximate coverage, cost, and potential favorable tax treatment.

STEP 3 (nine-plus minutes): Hanson explores a wide range of policy options to find the best fit for the individual's situation. This involves having access to a computerized database of all currently approved carriers, available policies, and all current and pending legislation on a state-by-state basis.

The free screening and selection assistance may be requested by calling 831-335-4949.

"This type of in-depth, professional help is very rare," says Cameron Truesdell, CEO of LTC Financial Partners. "It's not available for many other complex choices, such as selecting the right Medicare prescription drug plan. Where else can you talk with an impartial specialist and quickly learn which carriers and benefits are most advantageous in your case?"

For seven years, Barbara Hanson served as activity director in several private nursing homes and a county mental hospital. This experience motivated her to help people prepare for a better life as they age. She is committed to community outreach and education on the need to plan for long-term care needs. As a public education service, she makes herself available to area groups, companies, and financial professionals for briefing sessions, after-dinner talks, lectures, and media interviews. She explains how long-term care insurance (LTCi) can supply the funds and options one may need to avoid exhausting one's savings in the future. Hanson also assists estate planners, financial advisors, attorneys and accountants in addressing their clients’ LTCi concerns. She has helped over 1000 families protect their estates from financial devastation, and was honored as a leading agent by the nation’s largest long-term care insurance carrier, General Electric Capital. She is now a Partner with LTC Financial Partners, LLC. In 2004 and 2005, she received the National LTCi Sales Achievement Award, which recognizes America's top 100 agents.

MEDIA CONTACTS:
Barbara Hanson of LTC Financial Partners -- 831-335-4949 - www.eranova.com/LTCFP-BarbaraHanson
Jonas Roeser of LTC Financial Partners - 425-284-4863
Dick Samson of EraNova Institute for LTC Financial Partners - 973-335-3699 – media@eranova.com

LTC Financial Partners LLC - 110 Avila Way, Felton, CA 95018

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Photo of Barbara Hanson: